- Available 24/7
- (801) 900-4681
The residents of Minot and Ward County benefit significantly from ridesharing. MSU students hop between campus and the downtown strip. People drive in from Bottineau, Rugby, and Williston for appointments and work, and plenty of those trips start or end with an Uber or Lyft. It’s all very convenient until something goes wrong.
When a rideshare crash happens, the insurance picture gets complicated fast. Whether Uber or Lyft covers your injuries depends on what the driver was doing at the exact moment of impact: app off, app on but no ride accepted, or actively transporting a passenger. Each scenario triggers a different layer of coverage. Meanwhile, the company’s legal team is already building their defense.
A Minot rideshare attorney needs to clearly understand these distinctions, because the other side certainly does. At Lowe Law Group, we know how Uber and Lyft structure their coverage, how they dispute claims, and how to counter the arguments they lean on. We get to work immediately, before critical evidence is gone.
When you choose Lowe Law Group, you pay nothing unless we win.
Rideshare accidents are unique because they involve more than just two drivers and two insurance companies. A typical accident has a predictable path forward: In North Dakota, you go through your own insurance first, and then file a claim against the at-fault driver’s insurance if your coverage doesn’t pay for your real expenses and damages.
When you’re involved in a crash with an Uber or Lyft driver, the insurance situation gets more complicated. Now, the situation may include:
The coverage that applies depends almost entirely on one key question: What was the driver doing in the app at the moment of the crash?
Lyft and Uber both provide insurance for their drivers, but there are differing tiers based on what was going on at the time of the crash. For example, the rideshare company pays out a different amount if the driver had turned on the app and accepted a ride vs. just driving in the car they use for their rideshare gigs.
Another factor is how Uber and Lyft classify their drivers as independent contractors, rather than employees. That means that it’s much harder to hold either company responsible for the accident, the way you could if you were struck by a driver for a commercial trucking or delivery company.
Rideshare accidents are also complicated by the possible role of distraction. Drivers for Lyft and Uber are responsible for getting their passengers to their destinations safely, but they also manage the app, monitor their GPS directions, and feel a lot of pressure to accept new rides quickly. Those are unique distractions that may have a direct effect on what causes a crash.
The last thing you want to deal with after a crash is trying to figure out who was responsible and how to get enough compensation to pay for your extensive medical bills and lost income. That’s why your best option is to work with an experienced personal injury lawyer in Minot who understands the complexities of these cases and how to protect your rights after an Uber or Lyft crash.
Rideshare insurance isn’t a single policy that covers everything. It’s a layered system that shifts depending on what the driver was doing at the exact moment of the crash. That distinction matters enormously for your claim.
At this time, the rideshare company has no involvement whatsoever. The driver’s personal auto policy is the only coverage available, and if those limits are low, your options are limited, too. Uber and Lyft often bear no financial responsibility in this scenario.
In Period 1, the driver is available and waiting for a request. At this stage, Uber and Lyft provide contingent liability coverage, but only if the driver’s personal policy doesn’t cover the loss first. The limits are also significantly lower than what applies once a trip is underway. Period 1 claims tend to be harder to resolve because coverage gaps are more common.
This is where full commercial coverage applies. Both Uber and Lyft carry $1 million in liability coverage during active trips, along with uninsured and underinsured motorist protection. Most serious injury claims fall into Periods 2 or 3.
Even so, disputes happen regularly at this stage. Rideshare companies challenge app status records, question whether a trip was truly active, or argue that the driver was operating as an independent contractor rather than a company representative to distance themselves from liability. They move quickly, and they have experienced legal teams doing it.
Our Minot rideshare injury attorneys know these arguments because we’ve seen them repeatedly. We know which records to subpoena, how to challenge app data disputes, and where Uber and Lyft’s defenses tend to fall apart.
North Dakota state law allows for multiple parties to be held liable for a crash if they all contributed to the crash. These rules apply across most car accident cases in Minot , but rideshare claims often involve additional layers of liability. Identifying every liable party is challenging, but worthwhile, as your losses may exceed just one party’s coverage.
There are a few typical liable parties in rideshare collisions.
Of course, the fault may actually lie with a combination of these drivers and entities. You may even bear some responsibility for the crash yourself. If that’s the case, other insurance companies will try to inflate your share of the liability to downplay their client’s own role.
Lowe Law Group can identify who was responsible, no matter how complicated the crash. Protecting your right to compensation involves determining who can be held liable for causing your injuries and losses.
Rideshare accident injuries, like other crash injuries, can range from minor to severe. Less serious injuries may be painful and inconvenient, but more serious ones can be life-changing and permanently disabling.
Sometimes, the adrenaline and chaos at the accident scene can mask your injuries, making it difficult to know how serious they are at the time of the crash. A painful injury can also hide the pain of another injury. That’s why seeking medical attention after a crash is important, even if you think you’re probably okay.
Some of the injuries we see most frequently in Minot rideshare accidents include:
The earlier you can document your injuries, the better. A gap in your medical care can give an insurance company reason to argue that your injuries weren’t all that serious.
At Lowe Law Group, we made the decision to offer something that is truly unique: our own in-house medical doctor.
Dr. Andrew Georgi works full-time for our firm, as our in-house medical director. Dr. Georgi’s role is to evaluate your injuries and medical records to build a complete, accurate picture of how the crash has changed your life. He can explain to our team and the insurance company exactly how the crash has affected your health, your daily life, and your future.
Accident survivors want to know what kind of compensation they can expect, but it’s difficult to answer that question without knowing exactly what you have gone through. In general, rideshare accident survivors with catastrophic, life-changing injuries will see more compensation than those with lesser injuries.
Schedule a free consultation to discuss your case with a Lowe Law Group attorney so that we can answer your specific questions about compensation.
There are generally two types of damages: Economic and Non-economic.
Economic damages are the ones that can be easily calculated with a clear dollar value. Examples include:
Non-economic damages, on the other hand, are damages that change your life but don’t have a specific dollar value. We negotiate on your behalf to find a fair amount that reflects the seriousness of these losses, such as:
Families who have lost a loved one in a rideshare crash may file a wrongful death claim, which may cover funeral expenses, loss of financial support, and loss of companionship.
When you work with a Lyft or Uber accident attorney in Minot, ND, you drastically improve your chances of receiving fair compensation for the ways that this accident has changed your life.
Several state laws will affect your case. Specifically, North Dakota state law governs how fault is assigned, what coverage is required, and how long you have to act. Here’s what you need to understand.
North Dakota follows a modified comparative fault system under N.D. Cent. Code section 32-03.2-02. If you share some responsibility for the crash, you can still recover compensation, as long as your fault is below 50 percent. Whatever percentage of fault is assigned to you reduces your total recovery by that same amount.
Rideshare insurers understand this rule better than most. Arguing that you were partially at fault, even without strong evidence, is one of the first moves they make. Shaving 20 or 30 percent off a claim saves them real money. Our attorneys anticipate this tactic and build cases that make it harder to stick.
North Dakota law requires all drivers to carry Personal Injury Protection coverage. Your own PIP policy may pay for initial medical expenses regardless of who caused the crash, which can provide critical relief while the larger claim is still being worked out. Using PIP doesn’t limit your right to pursue compensation from the at-fault driver, Uber, Lyft, or any other responsible party.
You have six years from the date of your accident to file a personal injury lawsuit in North Dakota. That’s longer than most states allow, but the timeline on usable evidence is much shorter. App data and trip records aren’t preserved indefinitely. Witnesses move on and memories fade. The practical window for building a strong case is far narrower than six years suggests.
When you hire us, we get to work immediately. Rideshare cases move fast on the other side, and we match that pace.
The first priority is evidence. App data, driver logs, trip records, and surveillance footage all have limited preservation windows, and we move quickly to secure what exists before it disappears.
The app status question, specifically what the driver was doing at the moment of impact, is often where these cases turn. We investigate that directly rather than accepting whatever the company reports.
From there, we handle all communication with Uber, Lyft, and their insurance carriers. You won’t be fielding calls from adjusters or answering questions that could be used to undercut your claim later. That’s our job.
Our forensic analysts and accident reconstruction specialists handle the technical side in-house as well. We don’t outsource the critical work.
Lastly, there are no upfront costs. We work on contingency, meaning you pay nothing unless we recover compensation for you.
This is common. Most personal auto policies exclude coverage for accidents that occur while the driver is working for a rideshare company. If the driver’s personal insurer denies the claim, we look to Uber or Lyft’s commercial coverage based on what period of the trip was active at the time of the crash.
Yes. Passengers are generally in the strongest position in a rideshare claim. You have no fault exposure, and Uber and Lyft’s full commercial coverage applies the moment a ride is accepted. We identify all available sources of compensation and pursue each one.
That determination depends on the driver’s app status at the moment of impact. We obtain that data directly and verify it independently. Rideshare companies don’t always characterize app status accurately, and we don’t take their word for it.
Not before speaking with an attorney. Early offers are typically made before your full medical picture is clear, which means they almost never reflect what your case is actually worth. Once you accept, you forfeit the right to pursue additional compensation.
You still have options. If the at-fault driver is uninsured or underinsured, Uber and Lyft’s uninsured motorist coverage may apply during Periods 2 and 3. We examine every available source of compensation, including your own policy, to make sure nothing is left on the table.
If you or a loved one was injured in a crash involving a Minot-area Uber or Lyft driver, Lowe Law Group is ready to help. You don’t have to deal with the legal and financial aftermath of the accident on your own.
Rideshare accident claims move fast, and the sooner you have an attorney working on your case, the better positioned you are to recover what you are owed.
Lowe Law Group represents rideshare accident victims in Minot and beyond. We’re available 24/7, and you pay nothing unless we win.
Get a Free Case Evaluation Call (866)381-8206
Your priority now is to heal. Ours is to win your case. Here’s our 3-Step Approach:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state…
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state to handle my affairs. RIGHT AWAY, from the beginning, MARISSA REED, WAS A ROCKSTAR!!! Made me feel at ease and answered all of my ridiculous questions like a VETERAN. Now, this has taken almost 9 months to complete, and it was well worth the wait. Marissa Reed took my settlement to a PLACE WHERE ONLY EAGLES SOAR BABY!! I GOT WAAAAY MORE than expected all thanks to the LOWE LAW GROUP AND FIERY MARISSA REED. Thank you Marissa, for ALL YOU DID FOR ME, AND ALL MY STUPID QUESTIONS. I’m alive, have a HEFTY settlement to spend and am more than thankful for these LAWYERS!! MY ATTITUDE HAS CHANGED FOR THE BETTER ON THEM! HELL YA!!
-Christian W.
Washington
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your c…
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your corner and help you out big time. I HIGHLY recommend them. They made it so much easier, and they don’t care just about money. They want you to be able to get the help you need to recover. Specifically, James Brandenburg has been so helpful and relatable. Where other companies have made me feel just like a number, he has made me feel like a friend.
-Maia. C
Idaho
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my…
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my case and is doing everything in her power to ensure the best outcome. She has come up with ideas my other two case managers had not that will benefit me in the long run! Its so nice to be able to feel taken care of and having a team backing you.
– Hailey B. Washington
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challe…
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challenges in dealing with the culpable party but Lowe Law I believe was able to get me the best settlement possible given all the circumstances and would recommend to anyone who has been involved in an accident.
– Nick W. Colorado
I had a wonderful experience with Lowe law group after my accident. They were great and my case manager Cyra was an absolute ANGEL to work with!! Highly recommend.
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kind…
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kindness, compassion, and professionalism. She truly cares about her clients, and her empathy shines through in every interaction. Heather made a potentially overwhelming process feel effortless, guiding me with such care and attention to detail that I always felt completely supported and understood. It’s rare to meet somebody who combines such warmth with incredible expertise, but Heather doesn’t flawlessly. She’s truly a gem, and I am beyond grateful for everything she has done!
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand…
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand something , She would explained it in terms that I could. I give Giselle and Lowe Law Group a 5 star rating. I highly recommend this Law Group if you are needing one. Thank you to everyone for your time consuming and hard work.😀
After one of the worst things that has happened to my daughter or me, Harmony was able help me work throug…
After one of the worst things that has happened to my daughter or me, Harmony was able help me work through it in every aspect I needed. From the first day we spoke she worked was so kind, honest and she worked hard for us and went above and beyond. Giving me space when I needed it encouraged me to talk when I needed to. She helped me get medical information, check out the boxes of requirements, find a counselor, and More behind-the-scenes I don’t even know about. I NEVER FELT ALONE, it stopped being my battle and it became her’s.This whole process took maybe five months and at the beginning I guessed this would be over one year. I really appreciate her and because of her work! If I ever meet someone who has an unfortunate accident, I will give them the contact information for Lowe Law Group and song their/ Harmony’s praises! THANK YOU HARMONY!
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very…
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very stressful. I am so grateful for everyone at Lowe Law for helping me every step of the way. Kaitlyn kept me updated on the progress of the case and answered all the questions I had. Jason and Pete are very knowledgeable and explained each step and helped guide me throughout the process. I would highly recommend them to anyone who has been in a car accident.
Thanks to Ethan for his gentle persuasion and persistent efforts.
…
Thanks to Ethan for his gentle persuasion and persistent efforts. I am very grateful to have the burden shifted to the real professionals. I might even be able to ski this winter as I expect to be recovered from this accident by the time Powder Mountain has enough snow.
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had prima…
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had primary contact with.) And to all who worked for me, with me, & on my behalf. For the knowledge, expertise & professionalism applied .. I not only applaud you all .. I thank you all. Wishing Blessings Bountiful To All As well as Good Health, Good Fortune Kind Regards Marc Goulet & Family.
Marissa Reed IS AWESOME!! Took 1+yrs. Difficult client & case she made it look easy. A True Professional. Need more like Marissa!!! THANK YOU SO MUCH!!!!
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Maris…
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Marissa Reed was my contact person. She could not help me but pointed me in the right direction. No charge. Thank you Marissa. I very much recommend this Law Group.
Texas
Colorado
Let’s Win Your Case, Together
Colorado
We recognize that you may be concerned about our use and disclosure of your personal information. Your privacy is very important to us, and the following will inform you of the information that we, Lowe Law Group, may collect from you, and how it is used. By using our website, www.lowelawgroup.com, you are accepting the practices described in this policy.
We may collect non-personal information, such as a domain name and IP Address. The domain name and IP address reveals nothing personal about you other than the IP address from which you have accessed our site. We may also collect information about the type of Internet browser you are using, operating system, what brought you to our Website, as well as which of our Web pages you have accessed.
Additionally, if you communicate with us regarding our Website or our services, we will collect any information that you provide to us in any such communication.
We may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
We use the collected information primarily for our own internal purposes, such as providing, maintaining, evaluating, and improving our services and Website, fulfilling requests for information, and providing customer support.
We follow generally accepted industry standards to protect the information submitted to us, both during transmission and once we receive it.
If we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
We will not sell or otherwise provide the information we collect to outside third parties for the purpose of direct or indirect mass email marketing.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We will disclose personal information and/or an IP address, when required by law or in the good-faith belief that such action is necessary to:
Please keep in mind that whenever you voluntarily disclose personal information online – for example through e-mail, discussion boards, or elsewhere – that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return.
Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you are online.
This Website may contain links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
By using this Website, you consent to the collection and use of information as specified above. If we make changes to our Privacy Policy, we will post those changes on this page. Please review this page frequently to remain up-to-date with the information we collect, how we use it, and under what circumstances we disclose it. You must review the new Privacy Policy carefully to make sure you understand our practices and procedures.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (800)-319-5196 or via mail Attn: Privacy Officer, 6028 S. Ridgeline Drive, Suite 200, Ogden, UT 84405.
