A hit-and-run accident can change your life. Someone hit your car and kept driving, and they didn’t stop to check if you were hurt. They also didn’t exchange information, didn’t even slow down enough to look back. That choice, made in a matter of seconds, has left you to deal with the damage alone.
Most Minot car accident claims follow a predictable path: You and the other driver exchange insurance information, file claims, and eventually negotiate a settlement. But none of that works when the at-fault driver is gone before you’ve even processed what happened. You’re left with a damaged vehicle, mounting medical bills, and a list of questions nobody around you can answer.
North Dakota law doesn’t leave hit-and-run victims without recourse. There are specific legal avenues built for exactly this scenario, and the Minot hit-and-run accident attorneys at Lowe Law Group know how to put them to work. We investigate what happened, deal with the insurance companies, and manage every moving piece of your claim. Your job is to heal. Ours is everything else.
The standard procedure after an accident in North Dakota is to file a claim with your own insurance company, then file with the at-fault driver’s insurance for any amount that goes above your own policy’s coverage limits. A hit-and-run accident changes everything. If you can’t track down the driver who hit you or caused the crash, you can’t access their liability coverage. So where does the compensation come from?
In many cases, you are limited to your own insurance policy. By state law, all North Dakota drivers are required to carry Personal Injury Protection (PIP) coverage. This coverage pays for your medical expenses and a portion of lost wages, no matter who caused the crash. That means that if you can’t find the driver, you are still eligible for this coverage.
Insurers who offer policies in North Dakota must also offer their customers the option to purchase uninsured motorist (UM) coverage. If you have purchased this coverage, then it steps in to cover the gap that your primary insurance doesn’t cover. A UM plan can pay for injuries, lost income, and other losses that exceed PIP coverage.
Here’s one complicating factor: Most UM policies require your car to come into physical contact with the other car. That works if the driver struck you, but what happens if the driver caused the crash without actually being involved in the collision? A personal injury attorney in Minot can evaluate the details of your crash and determine if the facts satisfy the contact requirement or if there is another potential path to compensation.
A hit-and-run accident creates a lot of evidence, but it starts disappearing fast. Traffic camera footage gets deleted after a few weeks, and surveillance from local businesses may only last for a few days. Tire marks, debris fields, and other on-scene evidence shift with traffic and weather, and witnesses become harder to locate.
An experienced Minot hit and run crash lawyer can start collecting and preserving evidence right away. One of our central jobs at Lowe Law Group is to put together a strong case that is built on solid, inarguable evidence.
What that looks like:
You may be surprised by how often we can identify drivers. Police investigations, traffic cameras, police investigations, and other methods can be used to identify the driver and transform your claim by opening a new path to liability compensation.
When you work with Lowe Law Group, our Medical Director, Dr. Andrew Georgi, will begin documenting your injuries from day one.
Dr. Georgi is not an outside consultant who we call from time to time. He is a full-time member of our team who has spent years as an anesthesiologist, assisting in over 10,000 surgeries. His role is unique in personal injury law: a doctor who works directly alongside our attorneys on every serious injury case.
There are many different paths to compensation in a hit-and-run case. Working with a hit and run injury lawyer in Minot, ND ensures that you have access to as many routes to compensation as possible. We explore every avenue and pursue the ones that will produce the best outcome.
Uninsured Motorist Coverage
For most Minot clients, this is where compensation actually comes from. Your own uninsured motorist (UM) coverage steps in when the at-fault driver can’t be identified or doesn’t carry insurance, covering medical bills, lost income, and pain and suffering up to your policy limits.
Those limits matter. They set the ceiling on what you can recover, which is exactly why we push to document your injuries and losses as completely as possible from the start. If your policy entitles you to a certain amount, we make sure none of it gets left on the table.
Claims Against the Driver, If They’re Found
Sometimes the driver doesn’t stay anonymous. Police investigations, witness statements, or evidence our team preserves can lead to an identification. When that happens, you’re no longer limited to a UM claim. You can pursue the driver and their insurer directly, and that route frequently results in a larger recovery, especially when injuries are serious.
Other Parties Who May Share the Blame
A hit-and-run isn’t always just about the driver who fled. Depending on the facts, other parties might bear some responsibility, too, including:
We dig into the full picture of what happened before assuming the fleeing driver is the only party at fault. If there’s a viable claim against someone else, we’ll find it.
Every day, we hear from accident survivors who want to know how much their claim might be worth. That can only be answered by an experienced hit-and-run car accident attorney in Minot who understands both the law and the specific details of this case.
Although there may not be a single, standard answer to this question, we can provide some insights.
Every case is different, and crashes with more serious accidents tend to lead to higher compensation awards. Insurance companies, judges, and juries take the severity of your injuries into consideration as they determine how much you should be awarded. If the at-fault driver is identified and you can sue them directly, the compensation amount will probably be higher.
There are two types of damages after a hit-and-run accident: Economic and Non-economic.
Economic damages, which cover costs that have a dollar value, include:
Non-economic damages are losses that go beyond finances. It’s harder to assign a price tag to non-economic loss like pain and suffering, but justice can only be served if these damages are also taken into consideration.
These damages include things like:
These are real losses, too, and your lawyer will build the case for their compensation.
Because UM coverage limits can be a constraint with a hit-and-run accident, we document injuries and losses exhaustively, from the very beginning. We want every dollar of available coverage to be justified and pursued.
When you work with a Minot uninsured driver accident lawyer or a hit-and-run accident lawyer, you can finally take a breath and let someone else handle the work of pursuing compensation. You no longer have to try to understand complex insurance policy language while you’re in pain and under stress.
You don’t have to field calls from insurance adjusters who are trained to get you to settle for less than your case is worth. You also don’t have to chase down police reports, surveillance footage, and witnesses to prove what happened.
Instead, we handle all of that. While you rest and recover, we collect evidence, build your case, and navigate the negotiations with your insurance company. We also contribute to the work of identifying who was responsible for the hit-and-run. If other drivers or parties contributed to the accident, we can pursue compensation from their insurance companies, too.
Here is what it looks like when you let us fight on your behalf:
Yes. Your uninsured motorist coverage exists for this exact scenario, and you don’t need a name or a license plate to use it. The police report still matters as proof the crash happened, but plenty of our Minot clients recover compensation without the at-fault driver ever being found.
Generally, yes. North Dakota requires insurers to offer uninsured motorist coverage, and an unidentified hit-and-run driver falls under that definition. What your specific policy pays out, and at what limits, depends on the coverage you purchased. We go through those details with you during your case review.
Six years from the date of the crash, under North Dakota’s statute of limitations. That’s more breathing room than most states give you, but it’s not a reason to wait. Witnesses move on, surveillance footage gets overwritten, and the longer you delay, the harder your case becomes to build.
You still have options, just fewer of them. PIP will cover your initial medical costs regardless of fault. And if the driver eventually gets identified, through an arrest, a tip, or evidence we track down, a direct claim becomes possible. We’ll also look at whether anyone else bears partial responsibility. Come in for a case evaluation and we can map out what’s realistic for your situation.
Not necessarily. Paint transfer, debris, vehicle damage patterns, and nearby businesses with security footage have all helped identify drivers in cases that looked hopeless at first. Even without a name, your UM coverage can still apply. We’ve built cases on far less than people expect.
We’d recommend against it. Insurers, even your own, sometimes use early statements to narrow what they end up paying, especially before your injuries and losses are fully documented. Loop us in first. Once you hire Lowe Law Group, we take over every conversation with the insurance company so you don’t have to navigate it alone.
When the at-fault driver vanishes, you’re left without the usual target for your frustration, and without a clear playbook for what comes next. Even your own insurer, the one you’ve paid premiums to for years, may not be working in your corner the way you’d hope. This is the exact situation Lowe Law Group was built to step into.
Reach out or request a free case evaluation. Talking to us costs nothing, commits you to nothing, and we don’t collect a fee unless you win. We’ll give you a straight answer on where your case stands, what we believe it’s worth, and the strategy we’d use to pursue it.
Your priority now is to heal. Ours is to win your case. Here’s our 3-Step Approach:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state…
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state to handle my affairs. RIGHT AWAY, from the beginning, MARISSA REED, WAS A ROCKSTAR!!! Made me feel at ease and answered all of my ridiculous questions like a VETERAN. Now, this has taken almost 9 months to complete, and it was well worth the wait. Marissa Reed took my settlement to a PLACE WHERE ONLY EAGLES SOAR BABY!! I GOT WAAAAY MORE than expected all thanks to the LOWE LAW GROUP AND FIERY MARISSA REED. Thank you Marissa, for ALL YOU DID FOR ME, AND ALL MY STUPID QUESTIONS. I’m alive, have a HEFTY settlement to spend and am more than thankful for these LAWYERS!! MY ATTITUDE HAS CHANGED FOR THE BETTER ON THEM! HELL YA!!
-Christian W.
Washington
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your c…
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your corner and help you out big time. I HIGHLY recommend them. They made it so much easier, and they don’t care just about money. They want you to be able to get the help you need to recover. Specifically, James Brandenburg has been so helpful and relatable. Where other companies have made me feel just like a number, he has made me feel like a friend.
-Maia. C
Idaho
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my…
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my case and is doing everything in her power to ensure the best outcome. She has come up with ideas my other two case managers had not that will benefit me in the long run! Its so nice to be able to feel taken care of and having a team backing you.
– Hailey B. Washington
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challe…
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challenges in dealing with the culpable party but Lowe Law I believe was able to get me the best settlement possible given all the circumstances and would recommend to anyone who has been involved in an accident.
– Nick W. Colorado
I had a wonderful experience with Lowe law group after my accident. They were great and my case manager Cyra was an absolute ANGEL to work with!! Highly recommend.
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kind…
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kindness, compassion, and professionalism. She truly cares about her clients, and her empathy shines through in every interaction. Heather made a potentially overwhelming process feel effortless, guiding me with such care and attention to detail that I always felt completely supported and understood. It’s rare to meet somebody who combines such warmth with incredible expertise, but Heather doesn’t flawlessly. She’s truly a gem, and I am beyond grateful for everything she has done!
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand…
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand something , She would explained it in terms that I could. I give Giselle and Lowe Law Group a 5 star rating. I highly recommend this Law Group if you are needing one. Thank you to everyone for your time consuming and hard work.😀
After one of the worst things that has happened to my daughter or me, Harmony was able help me work throug…
After one of the worst things that has happened to my daughter or me, Harmony was able help me work through it in every aspect I needed. From the first day we spoke she worked was so kind, honest and she worked hard for us and went above and beyond. Giving me space when I needed it encouraged me to talk when I needed to. She helped me get medical information, check out the boxes of requirements, find a counselor, and More behind-the-scenes I don’t even know about. I NEVER FELT ALONE, it stopped being my battle and it became her’s.This whole process took maybe five months and at the beginning I guessed this would be over one year. I really appreciate her and because of her work! If I ever meet someone who has an unfortunate accident, I will give them the contact information for Lowe Law Group and song their/ Harmony’s praises! THANK YOU HARMONY!
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very…
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very stressful. I am so grateful for everyone at Lowe Law for helping me every step of the way. Kaitlyn kept me updated on the progress of the case and answered all the questions I had. Jason and Pete are very knowledgeable and explained each step and helped guide me throughout the process. I would highly recommend them to anyone who has been in a car accident.
Thanks to Ethan for his gentle persuasion and persistent efforts.
…
Thanks to Ethan for his gentle persuasion and persistent efforts. I am very grateful to have the burden shifted to the real professionals. I might even be able to ski this winter as I expect to be recovered from this accident by the time Powder Mountain has enough snow.
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had prima…
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had primary contact with.) And to all who worked for me, with me, & on my behalf. For the knowledge, expertise & professionalism applied .. I not only applaud you all .. I thank you all. Wishing Blessings Bountiful To All As well as Good Health, Good Fortune Kind Regards Marc Goulet & Family.
Marissa Reed IS AWESOME!! Took 1+yrs. Difficult client & case she made it look easy. A True Professional. Need more like Marissa!!! THANK YOU SO MUCH!!!!
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Maris…
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Marissa Reed was my contact person. She could not help me but pointed me in the right direction. No charge. Thank you Marissa. I very much recommend this Law Group.
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