It’s the West Fargo school pickup line on a Tuesday afternoon, a quick trip down 13th Ave S, or the merge onto I-29 during rush hour. These are the ordinary moments where a teen driver’s inexperience can turn into a crash in seconds.
In North Dakota, teen drivers make up a small share of licensed drivers but are involved in nearly 20% of crashes statewide. Whether your teen was behind the wheel or riding as a passenger when the crash happened, the aftermath can feel overwhelming: medical bills, insurance calls, and a level of uncertainty most families never expect to face.
At Lowe Law Group, a Fargo car accident lawyer can step in and take that weight off your shoulders so you can focus on what matters most
Liability in a teen driver crash isn’t always straightforward. North Dakota allows fault to be shared among multiple parties, and identifying every responsible party is often where a Fargo teen driver accident lawyer makes the biggest difference in your recovery.
A teen driver can be held liable if their negligence, such as speeding, distraction, or a traffic violation, caused the crash. But because teens rarely carry significant assets of their own, claims usually extend beyond the driver to reach a source of actual compensation.
In North Dakota, the parent or guardian who signed a minor’s driver’s license application is legally responsible for damages caused by that teen’s negligence. This makes parents a central party in most under-18 teen crash claims.
If the teen didn’t own the car they were driving, liability can extend to whoever does. Courts look at who paid for the vehicle, who controls its use, and whether the teen had permission to drive it at the time of the crash.
Depending on the circumstances, liability may also involve another driver who contributed to the crash, an employer if the teen was driving for work, a vehicle manufacturer in the case of a defect, or a government entity responsible for dangerous road conditions.
Once a teen turns 18, they’re treated as a legal adult, and parents aren’t automatically liable for their actions behind the wheel. That said, a parent may still share responsibility if they own the vehicle or gave the teen permission to drive it.
Teen drivers aren’t involved in more crashes because they’re reckless. The numbers point to a combination of inexperience, behavior patterns, and conditions specific to North Dakota driving.
New drivers are still learning to judge speed and distance and react to sudden hazards. Split-second decision-making behind the wheel takes time to develop, and most teens simply haven’t logged enough hours to build those instincts yet.
Data from the North Dakota Department of Transportation’s VisionZero program links teen crashes to speeding, not wearing seat belts, alcohol use, and poor judgment. Teens are more likely to underestimate risk and overestimate their own driving ability.
Distraction plays a role in roughly 6 out of 10 teen crashes. Just one teen passenger in the car increases crash risk by 44%, and that risk quadruples with multiple passengers along for the ride.
North Dakota’s mix of open highway and harsh winter weather adds difficulty for any driver, let alone a new one. Add in a licensing system that allows permits as early as age 14, and teens are often on the road during their highest-risk learning years.
The severity of your injuries plays a direct role in what your claim is worth. As a Fargo teen auto accident lawyer, we see certain injuries come up again and again in these cases, and each one carries its own long-term implications.
Head and brain injuries, including concussions and traumatic brain injuries, often produce effects that aren’t obvious right away but can last for years. Neck, back, and spinal injuries, from whiplash to herniated discs, are frequently downplayed by insurers despite their lasting impact.
Broken bones and orthopedic injuries are common in higher-speed teen crashes and often require surgery or extended rehab. Internal injuries and organ damage demand fast documentation, since symptoms can be delayed.
Emotional trauma, including PTSD and anxiety around driving, is real and compensable, but only when it’s properly documented.
The more severe and well-documented your injuries, the stronger the foundation for your claim.
A teen driver accident claim isn’t just about today’s bills. It’s about the full financial and personal impact of the crash, both now and down the road. As a teen car accident attorney in Fargo, ND, we make sure every category of compensation is accounted for.
Economic damages cover the costs you can put a dollar figure on: emergency care and hospital bills, surgeries and follow-up treatment, physical therapy, lost income during recovery, reduced future earning capacity, and vehicle or property repair.
Non-economic damages cover harder-to-quantify losses that are just as real: physical pain, emotional distress, anxiety or fear of driving, loss of enjoyment of life, and the impact of any permanent injuries or ongoing care needs.
In cases where a crash results in a fatality, wrongful death damages may also apply, covering funeral costs, loss of financial support, and loss of companionship.
We make sure your case reflects the full picture of your situation, not just the immediate expenses.
As a Fargo teenage driver injury lawyer, our team gets to work right away, gathering the evidence and expertise needed to build a case that holds up against insurance pushback.
We reconstruct the crash using forensic accident experts to establish exactly how and why it happened. We gather evidence from the scene, the vehicles involved, and official reports, then identify every party who may share responsibility for the crash.
Dr. Andrew Georgi, our in-house medical director, works directly with our legal team to evaluate the full extent of your teen’s injuries. With his clinical background, he understands injury the way a treating physician does, not just the way an attorney does, and documents both immediate harm and long-term impact so nothing gets underestimated. From there, we take over all communication with insurance companies, pushing back on lowball offers and using evidence and strategy to demand the full compensation you’re owed.
Throughout the process, we keep you updated and help you make confident, well-informed decisions about your case.
Once everyone’s safety is confirmed and medical care is underway, it’s worth remembering that North Dakota holds parents responsible in many cases for damages their teen causes, especially if you’re the one who signed their license application.
What gets said at the scene, and how quickly insurance gets involved, can shape how the rest of the case plays out. Injuries don’t always show up right away either. Your teen might seem fine at first and develop symptoms days later.
Whether your teen was driving or riding along, getting guidance early protects both their recovery and your family’s finances.
Yes. If a teen driver caused the crash, you can file a claim against them for your injuries and damages. In most cases, the claim also runs through a parent’s insurance policy, especially if the driver is under 18, since that’s typically where the actual payout comes from.
Your teen has the same right to compensation as any other injury victim, including medical bills, pain and suffering, and long-term care costs. Since they’re a minor, you, as the parent, typically bring the claim on their behalf.
You may still have options. North Dakota requires drivers to carry uninsured/underinsured motorist coverage, which can help cover your damages when the other driver’s policy falls short or doesn’t exist.
Usually, yes, as long as your teen is listed on the policy and had permission to drive. Coverage can still depend on specifics like listed driver status and policy language.
Make sure everyone is safe and get medical care right away, even if injuries seem minor. Then reach out to a young driver accident attorney in Fargo before speaking further with insurance adjusters, since early conversations can affect your case later.
Teen accident cases often involve multiple parties and layered insurance policies. Lowe Law Group brings forensic accident reconstruction, an in-house medical director, and a 99% win rate to build a case that holds up, so your family gets the compensation you’re owed.
A teen driver accident brings enough uncertainty without having to navigate the legal and insurance side alone. Lowe Law Group’s Fargo personal injury attorneys handle the insurance companies and the details so your family can focus on recovery.
Call us today at (701) 963-3108 for a free case consultation. We’re right here in Fargo, ready to help with your claim.
Your priority now is to heal. Ours is to win your case. Here’s our 3-Step Approach:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
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I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state to handle my affairs. RIGHT AWAY, from the beginning, MARISSA REED, WAS A ROCKSTAR!!! Made me feel at ease and answered all of my ridiculous questions like a VETERAN. Now, this has taken almost 9 months to complete, and it was well worth the wait. Marissa Reed took my settlement to a PLACE WHERE ONLY EAGLES SOAR BABY!! I GOT WAAAAY MORE than expected all thanks to the LOWE LAW GROUP AND FIERY MARISSA REED. Thank you Marissa, for ALL YOU DID FOR ME, AND ALL MY STUPID QUESTIONS. I’m alive, have a HEFTY settlement to spend and am more than thankful for these LAWYERS!! MY ATTITUDE HAS CHANGED FOR THE BETTER ON THEM! HELL YA!!
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Washington
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I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your corner and help you out big time. I HIGHLY recommend them. They made it so much easier, and they don’t care just about money. They want you to be able to get the help you need to recover. Specifically, James Brandenburg has been so helpful and relatable. Where other companies have made me feel just like a number, he has made me feel like a friend.
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Idaho
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I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my case and is doing everything in her power to ensure the best outcome. She has come up with ideas my other two case managers had not that will benefit me in the long run! Its so nice to be able to feel taken care of and having a team backing you.
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I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challenges in dealing with the culpable party but Lowe Law I believe was able to get me the best settlement possible given all the circumstances and would recommend to anyone who has been involved in an accident.
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After one of the worst things that has happened to my daughter or me, Harmony was able help me work throug…
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Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very…
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very stressful. I am so grateful for everyone at Lowe Law for helping me every step of the way. Kaitlyn kept me updated on the progress of the case and answered all the questions I had. Jason and Pete are very knowledgeable and explained each step and helped guide me throughout the process. I would highly recommend them to anyone who has been in a car accident.
Thanks to Ethan for his gentle persuasion and persistent efforts.
…
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Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had prima…
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I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Maris…
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