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One moment, life feels normal. Next, you’re dealing with serious injuries, mounting medical bills, a damaged vehicle, and the stress of not knowing what comes next. Whether your teen was hurt, or a teen driver caused the crash, it can feel like everything is spiraling out of control.
In North Dakota, teen drivers make up a small percentage of drivers but are involved in nearly 20% of crashes statewide, often due to inexperience or high-risk conditions. That reality leaves families and drivers facing situations they never expected.
At Lowe Law Group, we understand how overwhelming this feels. We know the physical pain is only part of it. There’s also the mental weight: the disruption to your routine, your family, and your sense of stability.
You don’t have to carry that burden alone. We step in and take control of everything that comes next. We build your case, gather evidence, and deal with insurance companies that try to minimize your suffering. We give you clarity, support, and a path forward when things feel uncertain.
When you’re ready to start putting your life back together, we’re here to help you do it.
Teen drivers in North Dakota aren’t involved in more accidents because they’re reckless; it’s a combination of inexperience, environment, and higher-risk behavior patterns that stack the odds against them.
Teen drivers are still learning how to judge speed and distance, react to sudden hazards, and handle complex traffic situations. Driving requires split-second decision-making across multiple variables, and teens simply haven’t had enough time at the wheel to develop those instincts.
Data from the North Dakota Department of Transportation’s VisionZero program shows that teen crashes are often linked to:
Teens are more likely to underestimate danger and overestimate their driving ability.
Distracted driving is a big contributor:
Inexperience and distraction make for a dangerous combination.
Long rural roads, harsh weather (snow, ice, wind), and more crashes happening far from immediate medical help are all conditions specific to North Dakota that make teen driving accidents even more severe.
North Dakota allows driving at a relatively young age (as early as 14 with permits). That means that teens are often on the road sooner, and during their highest-risk learning phase.
Most teen accidents aren’t caused by one single mistake. They’re the result of inexperience, distractions, and difficult driving conditions coming together in a single moment. When that moment happens, the consequences can be serious for everyone involved.
Teen crashes tend to be more severe because of speed, inexperience, and high-impact collisions. From a legal standpoint, these are the injuries that most often drive claims:
These injuries often have long-term or permanent effects, even when symptoms aren’t obvious right away.
Insurance companies often try to downplay these injuries, even though they can disrupt daily life for months or years.
Teen crashes frequently result in fractures and musculoskeletal damage, especially when collisions involve speed or rollover forces.
These cases require fast medical documentation and expert review to prove the full extent of harm.
These impacts are compensable, but only if properly documented and presented.
If you’re dealing with any of these injuries after a teen driver accident, your case may be more serious and valuable than it initially appears. We work with medical experts, specialists, and forensic teams to fully understand your injuries and prove their long-term impact. So you’re not left covering the cost of someone else’s mistake.
Liability in a teen driver accident depends on age, ownership of the vehicle, and who allowed the teen to drive. In most cases, more than one party may be responsible:
The teen driver might be liable if they caused the crash through negligence (such as speeding or distraction) or violating traffic laws. However, teens don’t usually have assets, so even if they’re the primary at-fault party, claims often extend beyond them.
In North Dakota, parents and guardians are legally responsible for a teen’s negligence behind the wheel if the teen is under 18. Specifically, the person who signed the teen’s application for a driver’s license (usually a parent or guardian) is liable for damages caused by the teen’s negligence.
That means parents are often financially responsible for underage teen drivers involved in car crashes.
Liability can also extend to whoever owns the car and then allowed the teen to use it. Under concepts like the family car doctrine, courts look:
Even if the parent doesn’t technically “own” the car, they can still be liable depending on control and permission.
Yes, there’s a major legal shift if the driver is over 18. They’re treated as a legal adult, meaning parents typically aren’t automatically liable. In these cases, it works like a standard car accident claim.
However, even if the driver is over 18, the parents may still be involved if they own the vehicle or provided the car.
After a serious crash, the impact isn’t just the accident itself; it’s everything that follows: Medical bills, missed work, stress, and long-term changes to your life. We work to recover compensation that reflects the full scope of what you’re dealing with now and in the future.
Compensation isn’t just about what the accident cost you today; it’s about what it will cost you over time. In teen driver accidents, that’s often more complex because multiple insurance policies may apply and liability may involve parents, vehicle owners, and other drivers.
If you’re dealing with medical bills, missed work, or changes to your daily life after a teen driver accident, your case may be worth more than you’ve been led to believe. We identify every category of compensation available so nothing gets overlooked and nothing gets left on the table.
When your teen is involved in a car accident, your first priority is making sure everyone is safe and getting medical care, but it’s just as important to understand that the situation can quickly become legally and financially complex. In North Dakota, parents who sign a minor’s license application can be held responsible for damages caused by their teen.
What your child says, what gets documented, and how insurance is handled early on can all affect the outcome. Injuries may not be obvious right away, even if they seem “fine” at first. Whether your teen caused the crash or was injured in it, these cases often involve multiple parties, insurance policies, and long-term consequences. That’s why having clear guidance early can make a significant difference in protecting both your child’s recovery and your family’s financial stability.
Yes. If a teen driver caused the accident, you can file a claim against them for your injuries and damages. In many cases, the claim also involves the parent’s insurance policy, especially if the driver is under 18. That’s where most of the financial recovery typically comes from.
You still have the same rights as any accident victim. You can file a claim for your injuries and damages or pursue compensation through the driver’s insurance (often their parents’ policy). Because teen accident cases often involve multiple layers of insurance, it’s important to identify every available source of compensation.
Your teen has the right to recover compensation if someone else caused the crash. That may include medical expenses, pain and suffering, or long-term care or recovery needs. In many cases, parents can bring a claim on behalf of their child, especially if the teen is under 18.
You may still have options. North Dakota requires drivers to carry uninsured/underinsured motorist coverage, which can help cover your damages if the at-fault driver doesn’t have adequate insurance.
In most cases, yes. Teen drivers are typically added to a parent’s insurance policy, and that policy covers accidents they cause, especially when driving a family vehicle. However, coverage depends on whether the teen was properly listed on the policy, whether they had permission to drive, and the specific terms of the policy.
A teen driver accident can leave you dealing with injuries, uncertainty, insurance pressure, and decisions that can affect your future. You don’t have to figure this out on your own.
Whether your teen was hurt or a teen driver caused the accident, Lowe Law Group steps in and takes control of what comes next. Our Grand Forks personal injury attorneys handle the legal process, the insurance companies, and the details that feel overwhelming, so you can focus on recovery and getting your life back on track.
At Lowe Law Group, our goal is simple: get you the compensation you actually need and help you move forward with confidence.
Your priority now is to heal. Ours is to win your case. Here’s our 3-Step Approach:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state…
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state to handle my affairs. RIGHT AWAY, from the beginning, MARISSA REED, WAS A ROCKSTAR!!! Made me feel at ease and answered all of my ridiculous questions like a VETERAN. Now, this has taken almost 9 months to complete, and it was well worth the wait. Marissa Reed took my settlement to a PLACE WHERE ONLY EAGLES SOAR BABY!! I GOT WAAAAY MORE than expected all thanks to the LOWE LAW GROUP AND FIERY MARISSA REED. Thank you Marissa, for ALL YOU DID FOR ME, AND ALL MY STUPID QUESTIONS. I’m alive, have a HEFTY settlement to spend and am more than thankful for these LAWYERS!! MY ATTITUDE HAS CHANGED FOR THE BETTER ON THEM! HELL YA!!
-Christian W.
Washington
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your c…
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your corner and help you out big time. I HIGHLY recommend them. They made it so much easier, and they don’t care just about money. They want you to be able to get the help you need to recover. Specifically, James Brandenburg has been so helpful and relatable. Where other companies have made me feel just like a number, he has made me feel like a friend.
-Maia. C
Idaho
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my…
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my case and is doing everything in her power to ensure the best outcome. She has come up with ideas my other two case managers had not that will benefit me in the long run! Its so nice to be able to feel taken care of and having a team backing you.
– Hailey B. Washington
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challe…
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challenges in dealing with the culpable party but Lowe Law I believe was able to get me the best settlement possible given all the circumstances and would recommend to anyone who has been involved in an accident.
– Nick W. Colorado
I had a wonderful experience with Lowe law group after my accident. They were great and my case manager Cyra was an absolute ANGEL to work with!! Highly recommend.
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kind…
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kindness, compassion, and professionalism. She truly cares about her clients, and her empathy shines through in every interaction. Heather made a potentially overwhelming process feel effortless, guiding me with such care and attention to detail that I always felt completely supported and understood. It’s rare to meet somebody who combines such warmth with incredible expertise, but Heather doesn’t flawlessly. She’s truly a gem, and I am beyond grateful for everything she has done!
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand…
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand something , She would explained it in terms that I could. I give Giselle and Lowe Law Group a 5 star rating. I highly recommend this Law Group if you are needing one. Thank you to everyone for your time consuming and hard work.😀
After one of the worst things that has happened to my daughter or me, Harmony was able help me work throug…
After one of the worst things that has happened to my daughter or me, Harmony was able help me work through it in every aspect I needed. From the first day we spoke she worked was so kind, honest and she worked hard for us and went above and beyond. Giving me space when I needed it encouraged me to talk when I needed to. She helped me get medical information, check out the boxes of requirements, find a counselor, and More behind-the-scenes I don’t even know about. I NEVER FELT ALONE, it stopped being my battle and it became her’s.This whole process took maybe five months and at the beginning I guessed this would be over one year. I really appreciate her and because of her work! If I ever meet someone who has an unfortunate accident, I will give them the contact information for Lowe Law Group and song their/ Harmony’s praises! THANK YOU HARMONY!
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very…
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very stressful. I am so grateful for everyone at Lowe Law for helping me every step of the way. Kaitlyn kept me updated on the progress of the case and answered all the questions I had. Jason and Pete are very knowledgeable and explained each step and helped guide me throughout the process. I would highly recommend them to anyone who has been in a car accident.
Thanks to Ethan for his gentle persuasion and persistent efforts.
…
Thanks to Ethan for his gentle persuasion and persistent efforts. I am very grateful to have the burden shifted to the real professionals. I might even be able to ski this winter as I expect to be recovered from this accident by the time Powder Mountain has enough snow.
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had prima…
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had primary contact with.) And to all who worked for me, with me, & on my behalf. For the knowledge, expertise & professionalism applied .. I not only applaud you all .. I thank you all. Wishing Blessings Bountiful To All As well as Good Health, Good Fortune Kind Regards Marc Goulet & Family.
Marissa Reed IS AWESOME!! Took 1+yrs. Difficult client & case she made it look easy. A True Professional. Need more like Marissa!!! THANK YOU SO MUCH!!!!
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Maris…
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Marissa Reed was my contact person. She could not help me but pointed me in the right direction. No charge. Thank you Marissa. I very much recommend this Law Group.
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