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T-bone collisions are among the most dangerous accidents on Bismarck’s roads.
Imagine you’re heading south on Washington Street through downtown Bismarck when another driver runs the red light on Main Avenue, slamming directly into your driver’s side door. The impact spins your vehicle, and your head snaps sideways into the window. In the seconds that follow, you’re disoriented, in pain, and facing questions you never expected to answer: Who’s at fault? What about your injuries? How do you protect yourself when the other driver’s insurance company is already calling?
These accidents occur when one vehicle’s front end strikes directly into another vehicle’s side, which offers less protection from impact compared to the front or rear of your car. A collision like this leaves you exposed to serious injuries, even at low and moderate speeds.
The injuries from a T-bone accident can be life-changing. You may be left dealing with surgeries, long recovery times, scarring, and permanent disability. Each of these things can be accompanied by medical bills, lost wages, and missed opportunities.
At Lowe Law Group, we know how to build cases that insurance companies can’t dismiss or minimize. Our knowledgeable Bismarck car accident attorneys understand the complexities of these kinds of cases, and we stand with you during your recovery so that you don’t have to do this on your own.
A T-bone accident occurs when the front end of one vehicle strikes the side of another. These collisions most commonly happen at intersections when one driver fails to yield the right of way, runs a red light or stop sign, or misjudges the timing when making a left turn across traffic.
North Dakota uses a modified no-fault insurance system. Drivers are required by law to carry Personal Injury Protection (PIP) coverage, which pays for medical expenses and certain economic losses regardless of who caused the crash, up to the policy limits.
However, fault still plays a critical role in most accident claims. Whenever injuries are serious or damages exceed PIP coverage, the driver who caused the accident is responsible for resulting losses.
In intersection cases, fault often centers on right-of-way violations. North Dakota Century Code establishes clear rules for intersections:
A driver who violates these rules and causes an accident is likely to be identified as the at-fault driver.
North Dakota also applies modified comparative fault rules. If you share some responsibility for the accident, your compensation is reduced by your percentage of fault. If you are found to be 50% or more responsible, you cannot recover damages at all.
Because insurance companies understand this rule, they routinely argue that injured drivers share fault. Their goal is to reduce what they have to pay out–or even to eliminate claims entirely.
It can be difficult for an individual to prove liability, especially if time has passed since the accident. That’s why it is such a good idea to work with a Bismarck personal injury attorney as soon as possible after your accident.
Traffic camera footage may only be preserved for a few days, and witnesses tend to forget details or become difficult to locate. Weather and traffic can cause physical evidence to disappear quickly from the scene. Keep in mind that the at-fault driver’s insurance company begins investigating immediately. They’re working to shape their version of events while you are struggling to recover from your injuries.
Bismarck’s roadways present specific intersection risks, including:
There are multiple policies involved (the driver’s personal policy, the rideshare company’s coverage, etc.) and knowing which one applies is almost impossible without closely examining the facts of the accident.
During winter months, these risks multiply. Ice causes drivers to lose control, especially if they weren’t driving with appropriate caution. Similarly, snow banks at corner properties obstruct sight lines. Drivers can’t see approaching vehicles until they’re already in the intersection.
High-risk situations include:
Distracted driving amplifies all of these risks, of course. That includes:
These moments of inattention at intersections create the conditions for serious T-bone collisions.
Side-impact collisions are particularly dangerous because your door provides minimal protection. The front and back of your car are equipped with crumple zones, but that’s not possible on the side of your car. When several thousand pounds of metal strike your side, the force transfers directly to your body.
These accidents are more dangerous to passengers than some other types of accidents.
Some of the most common types of injuries from a T-bone accident include:
Because of adrenaline, shock, and the nature of some of these injuries, you might not show immediate symptoms. You might feel fine at the scene but later develop severe headaches, memory problems, or numbness. Alternatively, the pain of one injury can sometimes mask the serious nature of another injury.
Because internal injuries can be life-threatening without obvious external signs, it is important to seek medical care immediately after a T-bone collision, even if you think you’re fine.
Long-term complications of these injuries may include:
Emergency rooms stabilize immediate threats but don’t evaluate injuries for long-term recovery or litigation needs. At Lowe Law Group, our on-staff physician, Dr. Andrew Georgi, examines you specifically to identify complications emergency departments miss.
He understands how side-impact forces affect the human body, and he determines what medical care you will need in the months and years ahead. Furthermore, he translates complex medical findings into clear explanations that insurance adjusters and juries can understand, preventing them from minimizing injuries they don’t fully comprehend.
The most important factor in building your case is evidence. You and your attorney need to be able to demonstrate with compelling evidence who was responsible for the accident. The at-fault party can be held accountable for injuries and costs that exceed the PIP coverage drivers are required to carry. The Lowe Law Group is ready to investigate, gather evidence, and negotiate with insurers on your behalf.
Critical evidence we gather:
You can have all the evidence in the world, but if you don’t know how to present or what tactics to expect the insurance company to use, it is much more difficult to prove your case. The attorneys at Lowe Law Group know exactly how to counter the insurance company’s tactics, which we see over and over.
Our team’s experience provides strategic advantages. We understand how insurance companies evaluate intersection cases. Dr. Georgi’s medical assessment prevents them from minimizing your injuries with their own hired doctors. Additionally, our relationships with forensic experts strengthen the technical aspects of your case.
Drivers and passengers who have survived T-bone accidents are often left asking big questions, including, “How much compensation can I recover from my accident?”
We wish we could simply tell you, right from the start, an exact dollar amount that your case is worth. However, every case is different. Your total compensation will be affected by things like your specific injuries, the share of responsibility from each party, and the circumstances of the crash.
What we can explain is this: Your compensation needs to address both your immediate losses and your future needs.
Economic damages include:
Non-economic damages address:
Our approach involves:
Your recovery is the focus throughout this process. That includes ensuring that you receive proper medical evaluation immediately, connecting you with appropriate specialists, and making sure that your treatment addresses your long-term needs. It is our goal to recover the compensation you need to recover.
Their statement is only one piece of evidence. We gather traffic camera footage, witness statements, police reports, and vehicle damage analysis to establish what actually happened. Physical evidence often contradicts self-serving statements from at-fault drivers.
North Dakota’s statute of limitations gives you six years to file a lawsuit. This is much longer than most other states, where the statute of limitations is only two years. However, you should contact an attorney immediately, as evidence disappears quickly, and it can take a long time to build a case.
North Dakota’s comparative negligence rule allows you to recover damages as long as you’re 50% or less at fault. Your compensation is reduced by your percentage of fault. If you’re 30% at fault, you recover 70% of your damages.
A T-bone accident lawyer can investigate the crash, gather evidence, identify the at fault party, and handle the insurance claim. They may also work to prove damages and pursue compensation for medical bills, lost income, pain and suffering, and other losses caused by the side impact collision.
You should contact a lawyer soon after a side impact crash, especially if you suffered injuries or fault is disputed. Early legal help can preserve evidence, document vehicle damage and injuries, and improve your ability to pursue fair compensation from the at fault driver or insurer.
A side collision lawyer can pursue damages for medical expenses, lost income, vehicle damage, future care, rehabilitation costs, pain and suffering, and other losses caused by the crash. The value of the claim depends on injury severity, fault, and the long term impact of the collision on your life.
Intersection accidents require immediate case building.
You need a team that moves quickly with great expertise. Our combination of medical insight and legal strategy addresses both the immediate challenges and the long-term implications of your case. Dr. Georgi’s medical evaluation ensures your injuries are properly identified and documented. Our legal team preserves critical evidence and builds a case that insurance companies cannot dismiss.
Importantly, we work on a contingency fee basis. You pay nothing unless we recover compensation for you! That means working with Lowe Law Group is a risk-free arrangement.
Contact Lowe Law Group for a comprehensive evaluation of your T-bone accident case. You deserve representation that understands both the medical complexity of your injuries and the strategic approach needed to win fair compensation.
Your priority now is to heal. Ours is to win your case. Here’s our 3-Step Approach:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state…
I was hit on my MOTORCYCLE by a PODS TRUCK in June, yep, you read that right, PODS TRUCK. I was fortunate to walk away, but knew I needed a lawyer for an accident of this magnitude. Now, let me start by saying I don’t trust lawyers, never have. But had to put my differences aside and trust this GROUP of LAWYERS from a different state to handle my affairs. RIGHT AWAY, from the beginning, MARISSA REED, WAS A ROCKSTAR!!! Made me feel at ease and answered all of my ridiculous questions like a VETERAN. Now, this has taken almost 9 months to complete, and it was well worth the wait. Marissa Reed took my settlement to a PLACE WHERE ONLY EAGLES SOAR BABY!! I GOT WAAAAY MORE than expected all thanks to the LOWE LAW GROUP AND FIERY MARISSA REED. Thank you Marissa, for ALL YOU DID FOR ME, AND ALL MY STUPID QUESTIONS. I’m alive, have a HEFTY settlement to spend and am more than thankful for these LAWYERS!! MY ATTITUDE HAS CHANGED FOR THE BETTER ON THEM! HELL YA!!
-Christian W.
Washington
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your c…
I was hit by a trailer that crossed the median while I was driving on the highway which not only destroyed my car, but I have had to deal with a concussion, neck and back pain along with other PTSD issues. Life happens, some events alter your life, and it can be difficult to adjust. Lowe Law Group is the absolute best. If you want someone who’s gonna be in your corner and help you out big time. I HIGHLY recommend them. They made it so much easier, and they don’t care just about money. They want you to be able to get the help you need to recover. Specifically, James Brandenburg has been so helpful and relatable. Where other companies have made me feel just like a number, he has made me feel like a friend.
-Maia. C
Idaho
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my…
I have been working with Lowe Law Group since May 2023. I was in a terrible head on collision and have been undergoing coming up on 2 years of medical treatment. I have had 3 case managers throughout the 2 years and have been working closely with Cassi these last few months and she has been amazing. She keeps me updated on whats going on with my case and is doing everything in her power to ensure the best outcome. She has come up with ideas my other two case managers had not that will benefit me in the long run! Its so nice to be able to feel taken care of and having a team backing you.
– Hailey B. Washington
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challe…
I was in my car waiting at a stoplight when I was rear ended hitting my head, giving me whiplash, and a concussion. It also reaggravated other injuries I was making progress on. Cyra at Lowe Law Group was great jumping right into my case. She was professional and did well in keeping me informed of the process and updating me as needed. There were some challenges in dealing with the culpable party but Lowe Law I believe was able to get me the best settlement possible given all the circumstances and would recommend to anyone who has been involved in an accident.
– Nick W. Colorado
I had a wonderful experience with Lowe law group after my accident. They were great and my case manager Cyra was an absolute ANGEL to work with!! Highly recommend.
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kind…
I cannot say enough, good things about Heather at Lowe Law Group! From the very beginning, she was a beacon of kindness, compassion, and professionalism. She truly cares about her clients, and her empathy shines through in every interaction. Heather made a potentially overwhelming process feel effortless, guiding me with such care and attention to detail that I always felt completely supported and understood. It’s rare to meet somebody who combines such warmth with incredible expertise, but Heather doesn’t flawlessly. She’s truly a gem, and I am beyond grateful for everything she has done!
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand…
Giselle was always kind. I love how she always communicated with me through this whole process. If I didn’t understand something , She would explained it in terms that I could. I give Giselle and Lowe Law Group a 5 star rating. I highly recommend this Law Group if you are needing one. Thank you to everyone for your time consuming and hard work.😀
After one of the worst things that has happened to my daughter or me, Harmony was able help me work throug…
After one of the worst things that has happened to my daughter or me, Harmony was able help me work through it in every aspect I needed. From the first day we spoke she worked was so kind, honest and she worked hard for us and went above and beyond. Giving me space when I needed it encouraged me to talk when I needed to. She helped me get medical information, check out the boxes of requirements, find a counselor, and More behind-the-scenes I don’t even know about. I NEVER FELT ALONE, it stopped being my battle and it became her’s.This whole process took maybe five months and at the beginning I guessed this would be over one year. I really appreciate her and because of her work! If I ever meet someone who has an unfortunate accident, I will give them the contact information for Lowe Law Group and song their/ Harmony’s praises! THANK YOU HARMONY!
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very…
Being in a car accident and dealing with everything from the car damage to the injuries and everything in between is very stressful. I am so grateful for everyone at Lowe Law for helping me every step of the way. Kaitlyn kept me updated on the progress of the case and answered all the questions I had. Jason and Pete are very knowledgeable and explained each step and helped guide me throughout the process. I would highly recommend them to anyone who has been in a car accident.
Thanks to Ethan for his gentle persuasion and persistent efforts.
…
Thanks to Ethan for his gentle persuasion and persistent efforts. I am very grateful to have the burden shifted to the real professionals. I might even be able to ski this winter as I expect to be recovered from this accident by the time Powder Mountain has enough snow.
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had prima…
Thank You Olga Baranova ( I mention you first and foremost due to the fact you were my case manager, and whom I had primary contact with.) And to all who worked for me, with me, & on my behalf. For the knowledge, expertise & professionalism applied .. I not only applaud you all .. I thank you all. Wishing Blessings Bountiful To All As well as Good Health, Good Fortune Kind Regards Marc Goulet & Family.
Marissa Reed IS AWESOME!! Took 1+yrs. Difficult client & case she made it look easy. A True Professional. Need more like Marissa!!! THANK YOU SO MUCH!!!!
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Maris…
I answered an advertisement for this law group. I had fired the first attorney. So I retained Lowe Law Group, and Marissa Reed was my contact person. She could not help me but pointed me in the right direction. No charge. Thank you Marissa. I very much recommend this Law Group.
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