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The moments after a car accident are disorienting. You’re in pain, you’re shaken, and you’re suddenly dealing with insurance adjusters, medical bills, and questions you don’t know how to answer. You shouldn’t have to navigate that alone.
At Lowe Law Group, we represent car accident victims across Fargo and Cass County and we’re ready to go to work for you. With $550M+ recovered for clients and a 99% win rate, we know how to build cases that get results. And because we work on contingency, you pay nothing unless we win.
If you were hurt in a Fargo car accident, the most important call you can make is a free one.
Lowe Law Group has built its reputation across North Dakota by taking on tough car accident cases and winning. Our attorneys know the local roads, the local courts, and the specific laws that govern car accident claims in this state. When you hire us, you’re not getting a firm that treats Fargo like a checkbox on a map. You’re getting a team that knows this community and is invested in the outcome of your case.
We handle cases throughout Fargo and Cass County, including crashes on the I-29/I-94 interchange, collisions on Main Avenue and University Drive, and accidents in surrounding communities like West Fargo, Moorhead, and Casselton. Complex cases, disputed liability, serious injuries; that’s exactly where we do our best work.
Every car accident case is different, but results like these show what’s possible when you have the right team fighting for you.
These are real recoveries for real people who were hurt, overwhelmed, and unsure what to do next. They called us, and we went to work. If you’ve been injured in a Fargo car accident, your case could be next.
You may be in pain and unable to work, while medical bills pile up and insurance companies pressure you into unfair settlements.
You don’t have to face this alone. We’ll fight the case while you heal.
If your crash caused broader harm beyond your vehicle, you may also want to speak with a personal injury lawyer in Fargo.
Whether your crash happened in Fargo or while traveling, insurance companies often use the same tactics to limit what they pay. Our firm also represents car accident victims in other locations, including those seeking help from a car accident lawyer in the following areas:
Insurance companies are not on your side. The moment a claim is filed, their goal is to pay you as little as possible, and they have entire teams of adjusters and attorneys working toward that outcome. They may call you quickly after the accident, seeming helpful and sympathetic. That call has a purpose: to get you to say something they can use to reduce or deny your claim.
They’ll pressure you to accept a fast settlement before you fully understand your injuries. They’ll dispute liability, question your medical treatment, or argue that your injuries existed before the crash. These are tactics, and they work on people who don’t have legal representation.
When you have Lowe Law Group in your corner, that changes. We handle all communication with the insurance company on your behalf. We know their playbook, and we know how to counter it. Our job is to make sure you get every dollar you’re owed. in your corner, that changes. We handle all communication with the insurance company on your behalf. We know their playbook, and we know how to counter it. Our job is to make sure you get every dollar you’re owed.
Winning a car accident case takes more than filing paperwork. It takes a team that knows how to build strong cases, challenge insurance tactics, and go to trial when necessary. Here’s what sets Lowe Law Group apart.
The details of a crash matter enormously in determining fault and calculating damages. Our team works with forensic specialists who reconstruct accidents, analyze evidence, and provide expert testimony that strengthens your case. Whether liability is disputed or the other side is shifting blame, we build the evidence to answer it.
You’re already dealing with medical bills, lost wages, and the stress of recovery. Legal fees shouldn’t be another burden. We work on contingency, which means you pay nothing up front and nothing at all unless we win. There is no financial risk in calling us.
Insurance companies move quickly after an accident for a reason. A fast offer is almost never in your best interest. Once you sign a release, you can’t go back for more, even if your injuries turn out to be worse than you initially realized. Before you sign anything, talk to us. A free case evaluation costs you nothing and will give you an honest picture of what your case is actually worth.
You may still be able to recover compensation through your uninsured motorist coverage. Hit-and-run cases can be challenging, but reporting the crash immediately and gathering any available evidence can help support your claim.
You are not legally required to hire an attorney, but studies consistently show that accident victims who have legal representation recover significantly more than those who don’t, even after attorney fees. Insurance companies are experienced negotiators working in their own interest. Having an attorney levels the playing field
A lawyer can handle communication with the insurance company, present evidence of your damages, and push back against low settlement offers. This helps ensure your claim reflects the true cost of your injuries and losses.
Hiring a car accident lawyer shouldn’t add stress to an already difficult situation. We make the process as straightforward as possible so you can focus on healing while we focus on winning your case.
Here’s how it works:
Let us listen to your story. We’ll provide a free, no pressure case evaluation.
Our team handles everything: the legal process, gathering paperwork, reviewing your medical treatment, and more.
We win your case and maximize your compensation or we don’t get paid, guaranteed.
Car accidents come in many forms, and each type presents its own legal complexities. Lowe Law Group handles the full range of car accident cases in Fargo and throughout Cass County, including:
Rear-End Collisions One of the most common crashes on Fargo roads, rear-end accidents can cause serious injuries, including whiplash, spinal damage, and traumatic brain injuries, even at relatively low speeds.
Head-On Collisions Among the most devastating crashes, head-on collisions often result in catastrophic or fatal injuries. These cases require aggressive legal representation to secure full compensation.
T-Bone and Intersection Accidents Fargo’s busy intersections see a high volume of side-impact crashes. Determining fault in these cases often comes down to traffic signal data, witness accounts, and accident reconstruction.
Highway and Interstate Accidents Crashes on I-29, I-94, and the interchange between them frequently involve high speeds and serious injuries. When commercial vehicles or multiple parties are involved, these cases become significantly more complex.
Distracted and Drunk Driving Accidents When another driver’s negligence caused your crash, you deserve full accountability. We build cases that document that negligence clearly and pursue every dollar you’re owed.
Winter Weather Accidents Icy roads and whiteout conditions are a reality in Fargo. Even in adverse weather, drivers have a legal duty to operate their vehicles safely. We know how to establish liability in weather-related crashes.
If you don’t see your situation listed here, call us anyway. If you were hurt in a car accident in Fargo, there’s a good chance we can help.
Understanding what causes car accidents in Fargo can help, but when you’re already dealing with the aftermath of a crash, what matters most is knowing your rights. These are the conditions and behaviors our attorneys see most often in the cases we handle.
Winter Driving Conditions Fargo winters are brutal, and the roads reflect it. Ice, packed snow, reduced visibility, and freezing temperatures contribute to a significant portion of annual crashes in Cass County. While weather creates hazardous conditions, it does not eliminate a driver’s responsibility to operate safely. Speeding on icy roads, following too closely, and failing to adjust for conditions are all forms of negligence.
University Drive Congestion University Drive is one of Fargo’s most heavily traveled corridors, with a mix of student traffic, commercial activity, and pedestrian crossings. Rear-end collisions, distracted driving crashes, and pedestrian accidents are common along this stretch.
Red River Flooding Detours When Red River flooding forces road closures and detours, unfamiliar routes and increased traffic volumes lead to a spike in accidents. Drivers navigating detours are often distracted, rushed, or traveling roads they don’t know well.
Distracted and Impaired Driving Texting, phone use, and impaired driving remain leading causes of serious crashes in Fargo, regardless of season or road conditions. These cases often support claims for additional damages based on the other driver’s negligence.
Some stretches of road in Fargo see disproportionately high numbers of accidents year after year. If your crash happened in any of these locations, you’re not alone, and the conditions of that road may be a factor in your case.
The I-29/I-94 Interchange Already one of the busiest freight corridors in the region, the interchange sees constant heavy truck traffic, high speeds, and complex merging patterns. Officially designated North Dakota’s worst crash and congestion hotspot by NDDOT, the interchange is estimated to impact more than 150 crashes per year along the corridor. Accidents here tend to be severe, and determining liability often involves multiple parties, including trucking companies and their insurers.
13th Avenue South One of Fargo’s primary commercial corridors, 13th Avenue South runs through a dense stretch of retail, restaurants, and shopping centers. Frequent lane changes, distracted drivers, and heavy pedestrian activity near crosswalks make this one of the most accident-prone surface streets in the city.
Main Avenue Main Avenue cuts through the heart of Fargo and sees a high volume of both local and through traffic. Intersections along Main Avenue are common sites for T-bone collisions and rear-end crashes, particularly during peak commute hours.
University Drive As noted above, University Drive’s combination of student traffic, commercial density, and frequent pedestrian crossings creates consistent accident risk. The corridor between NDSU’s campus and the southside commercial district is particularly active.
45th Street South The rapid development of South Fargo has made 45th Street one of the city’s fastest-growing traffic corridors. Infrastructure has not always kept pace with growth, and the resulting congestion contributes to a rising number of accidents in this area.
If your accident happened on one of these roads or anywhere else in the Fargo area, our attorneys know these locations and can use that knowledge to build a stronger case for you.
Fargo and Cass County consistently account for a significant share of North Dakota’s annual traffic crashes. According to the NDDOT’s 2024 Crash Summary, Cass County recorded 2,511 crashes, resulting in 1,111 injuries and 7 fatalities — more than any other county in the state that year.
These numbers represent real people whose lives were disrupted or destroyed by crashes that were often preventable. If you were injured in a Cass County car accident, you deserve more than a statistic. You deserve a full and fair recovery, and that’s exactly what we fight for.
The steps you take immediately after a car accident can have a significant impact on your health, your safety, and the strength of any legal claim you make. Here’s what to do if you’ve been in a crash in Fargo.
North Dakota has specific laws that govern how car accident claims are filed, how fault is determined, and what compensation you may be entitled to. Understanding these rules can protect your rights and help you avoid costly mistakes.
Statute of Limitations In North Dakota, you generally have six years from the date of your accident to file a personal injury lawsuit under N.D.C.C. 28-01-16(5). While six years may seem like plenty of time, waiting works against you. Evidence disappears, witnesses become harder to locate, and memories fade. The sooner you contact an attorney, the stronger your case will be.
Comparative Fault North Dakota follows a modified comparative fault rule under N.D.C.C. 32-03.2-02. This means you can still recover compensation even if you were partially at fault for the accident, as long as your share of fault does not exceed 50 percent. However, your recovery will be reduced by your percentage of fault. Insurance companies routinely try to inflate your share of blame to reduce what they owe you. Having an attorney in your corner helps ensure that doesn’t happen.
Personal Injury Protection (PIP) North Dakota requires all drivers to carry a minimum of $30,000 in Personal Injury Protection coverage. PIP is a no-fault coverage, meaning it pays for your medical expenses and a portion of lost wages regardless of who caused the accident. Understanding how PIP interacts with a third-party liability claim is important, and an experienced attorney can help you navigate both simultaneously to maximize your total recovery.
Duty to Mitigate North Dakota law requires injured parties to take reasonable steps to minimize their damages. In practical terms, this means following your doctor’s treatment plan and not delaying medical care. Gaps in treatment can be used by insurance companies to argue that your injuries are less serious than claimed.
If you have questions about how any of these laws apply to your specific situation, our attorneys are available 24/7 for a free case evaluation
The Fargo-Moorhead metro area is unique in that it straddles the North Dakota and Minnesota border, with the Red River serving as the dividing line. For residents and commuters who cross between the two states regularly, this geography creates legal complexity that most people don’t think about until they’re in the middle of a car accident claim.
Which State’s Laws Apply in an Accident? Generally, the laws of the state where the accident occurred govern the claim. An accident on the North Dakota side of the border is subject to North Dakota law. An accident on the Minnesota side is subject to Minnesota law. This matters significantly because the two states have different rules on several key issues.
North Dakota follows a modified comparative fault rule with a 50 percent threshold, while Minnesota uses a similar modified comparative fault system but with its own procedural nuances. Both states have a six-year statute of limitations for personal injury claims though the procedural differences between the two states mean that where your crash happened still matters significantly.
Minnesota also has its own no-fault insurance requirements that differ from North Dakota’s PIP framework, which affects how medical expenses and lost wages are initially covered after a crash.
Why This Matters for Your Case If you were injured in an accident anywhere in the Fargo-Moorhead area, it’s important to work with a firm that understands both states’ legal frameworks. Misidentifying which state’s laws apply, or missing a shorter filing deadline because you assumed North Dakota’s rules governed your claim, can be devastating to your case.
Lowe Law Group handles car accident cases on both sides of the border. Wherever your accident happened in the metro area, we know the laws that apply and how to use them to your advantage.
One of the most common questions we hear from accident victims is: what am I actually entitled to recover? The answer depends on the specifics of your case, but North Dakota law allows injured victims to pursue compensation across several categories.
Medical Expenses This includes all accident-related medical costs, past and future. Emergency room visits, surgeries, hospitalization, physical therapy, prescription medications, and any ongoing treatment related to your injuries are all recoverable. Future medical costs are particularly important in cases involving serious or permanent injuries, and we work with medical experts to document and project those costs accurately.
Lost Wages and Earning Capacity If your injuries kept you out of work, you can recover the income you lost during your recovery. If your injuries have affected your ability to work long-term or permanently reduced your earning capacity, those future losses are recoverable as well.
Pain and Suffering Beyond the financial losses, car accident victims are entitled to compensation for the physical pain and emotional distress caused by the accident and their injuries. This includes anxiety, depression, loss of enjoyment of life, and the ongoing impact of living with a serious injury. These damages are often the largest component of a full and fair recovery.
Property Damage You are entitled to compensation for the repair or replacement of your vehicle and any other personal property damaged in the crash.
Loss of Consortium When a serious injury affects your relationship with your spouse or family, North Dakota law allows for additional compensation reflecting that impact.
Punitive Damages In cases involving particularly reckless or egregious conduct, such as drunk driving or street racing, North Dakota courts may award punitive damages on top of compensatory damages. These are intended to punish the at-fault party and deter similar behavior.
Every case is different, and not every category of damages applies to every situation. What matters is that you have an attorney who knows how to identify every dollar you’re entitled to and fight to recover it. That’s what we do.
Texas
Colorado
Lowe Law Group represents car accident victims across the country, with offices strategically located to serve clients wherever they need us. While we are deeply rooted in the Fargo and Cass County community, our national reach means we have the resources, relationships, and trial experience to handle even the most complex cases.
No matter where you are, if you’ve been injured in a car accident, we’re ready to help. Your free case evaluation is one call away. Tell us what happened. We’ll handle the rest.
Let’s Win Your Case, Together
Colorado
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Please keep in mind that whenever you voluntarily disclose personal information online – for example through e-mail, discussion boards, or elsewhere – that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return.
Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you are online.
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If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (800)-319-5196 or via mail Attn: Privacy Officer, 6028 S. Ridgeline Drive, Suite 200, Ogden, UT 84405.
