Though both delivery truck and car accidents can result in property damage, personal injury, and even death, there are some key differences between the two. For one, delivery trucks are often much larger than cars, weighing several tons compared to a car's few thousand pounds.
While all accidents are serious, understanding the differences between a delivery truck and car accidents can help people be better prepared to react if they are involved in one.
Delivery Truck Accident Liability
When a delivery truck is involved in an accident, there are a number of factors that can play a role in determining liability. If the delivery truck accident was caused by mechanical failure, the truck manufacturer may be held liable. If driver error caused the crash, the trucking company may be held liable. In some cases, multiple parties may be held liable for an accident.
For example, if the accident was caused by a defective tire, the tire manufacturer may be held liable along with the trucking company. When an accident occurs, it is important to investigate all potential sources of liability so that those who are responsible can be held accountable.
Do Food Delivery Services Provide Insurance to Drivers?
Most food delivery services do not provide drivers with insurance, but there are some exceptions. For example, some delivery services provide drivers with commercial auto insurance that includes collision and property damage coverage. However, this insurance only applies when the driver is logged into the app and actively making deliveries. If a driver is logged off or inactive, they are not covered by this insurance.
Similarly, some provide third-party liability coverage for drivers, but only when they are actively fulfilling orders. These insurance policies typically have high deductibles and may not cover all of the driver’s expenses in the event of an accident.
At Lowe Law Group, our delivery truck accident lawyers put your best interests first. If you suffer an injury, trust our team to stand in your corner and seek the compensation you deserve.