Personal Injury Claims And Your Medical History
When it comes to personal injury claims, insurance companies will always do their best to blame the victim and limit the amount of damages they are required to pay out in claims. They benefit from your hardships, and they’ll do it anyway they can. A common mistake made by many victims is underestimating the efforts of the at-fault party’s insurance company, especially when it comes to one’s medical history.
Your medical history plays a vital role in your case and the result of your settlement. When you’re injured due to an accident or another’s negligence and file a personal injury claim, the accident and your medical history will be investigated.
Understanding How Your History Affects Your Claim
Those who suffer a personal injury are subject to an evaluation of their claim by the at-fault party’s insurance company. This review, while standard procedure, is used as a means to identify weaknesses in your case. One such weakness they will look for is the severity of your injury and its relation to a pre-existing medical condition, one that might exist in your medical history.
Does Having A Medical History Hurt My Personal Injury Claim?
Scouring your medical history, any pre-existing injuries similar to the one you’ve suffered as a part of your claim will be used to discredit your claim. As a result, the recoverable damages may be lowered. Having a similar injury that was sustained in the past doesn’t mean the at-fault party can totally escape liability. It does mean that you will have to defend your medical history. This is where selecting a personal injury attorney becomes critical. When selecting who you want to represent you in such confusing time its important to keep these things in mind:
- Experienced personal injury attorneys who handle complex claims every day.
- Proven results with millions recovered for injured clients.
- A dedicated team that provides updates and manages insurance companies on your behalf so you can focus on healing.
- A diverse team of licensed attorneys, legal support team, in-house medical doctor, and forensic experts that will work together to win the largest dollar amount possible.
Choosing the right attorney can make all the difference in how smoothly your case moves forward. You deserve a team that actually shows up for you, keeps you informed, and fights for the outcome you need.
Defending Your Medical History
If you’re asking yourself how to prepare for a personal injury claim when you have a medical history, start by planning to thoroughly review and defend that history. This review will include the evaluation of multiple medical records from your various doctors’ and hospital visits. It may require the use of expert medical testimony as well. Conducting a detailed review and using a supporting testimony will help to establish the difference between the injuries listed in your claim and any pre-existing injuries that exist in your medical history.
So what does this mean to you and your claim? It is imperative that if you have a medical history you discuss it with your attorney. Regardless of relevancy, your personal injury attorney will need you to disclose these injuries to them. Failing to do so could damage your credibility and devalue your claim.
If someone has injured you through carelessness or negligence, you have a legal right to compensation. Most personal injury firms promise to “fight” for that compensation, then talk you into a lowball settlement.
At Lowe Law Group, our goal is to get your life back on track. We fight relentlessly for the compensation you need to live your life, now and into the future. We built a network of healthcare partners, hired a full-time doctor, and brought on experts to reconstruct and analyze accidents to help secure your peace of mind and financial security to get your life back on track.
