Being involved in a car accident is overwhelming. The sudden impact, the confusion, and the rush of adrenaline make it challenging to think clearly. Unfortunately, the decisions you make in the hours and days following a crash can have lasting consequences. Many accident victims unintentionally harm their cases by making common car accident claim mistakes to avoid.
At Harper, Evans, Hilbrenner & Netemeyer, our attorneys have nearly 40 years of experience helping residents of Mid-Missouri recover after collisions. Below are some of the most common mistakes after a car accident, along with practical advice to protect your rights.
Key Takeaways
- Never admit fault at the scene. Fault should be determined by evidence and investigation, not assumptions.
- Always seek medical evaluation—even if you feel fine—to document injuries early.
- Collect photos, witness statements, and reports before leaving the crash site.
- Avoid speaking to insurance adjusters without a car accident lawyer’s guidance.
- Monitor delayed symptoms, as injuries often appear days after the crash.
- Stay off social media while your claim is active.
- Consult an attorney before accepting any settlement offer.
Admitting Fault Too Early
One of the biggest mistakes after a car accident is admitting fault. In the heat of the moment, many people apologize at the scene, even if they did not cause the crash. Insurance companies can later use these statements against you. According to the District Department of Transportation, drivers should focus on exchanging information and documenting the scene, not assigning blame.
In Missouri, liability is determined by comparative fault laws. Even if you share partial responsibility, your compensation can be reduced, but not eliminated. Never admit fault without first speaking with a collision lawyer who can review the evidence.
Failing to Seek Medical Attention
Another mistake is neglecting medical care. Some injuries, like whiplash or internal trauma, may not show symptoms right away. By skipping medical treatment, you risk both your health and your personal injury claim. Insurance adjusters often argue that delayed treatment means your injuries were not serious.
A prompt medical evaluation creates a record linking your injuries to the accident. The Missouri car accident laws guide highlights the importance of medical documentation, as it directly impacts liability and damages in personal injury cases. Even if you think your injuries are minor, please see a doctor as soon as you can.
Seek Legal Help for a Car Crash Accident
Not Collecting the Right Evidence
Substantial evidence is the backbone of a successful injury claim. Without it, your lawyer may struggle to prove liability or damages. Common mistakes after a car accident include leaving the scene without taking photos, failing to gather witness information, or overlooking important details such as road conditions.
A comprehensive evidence file should include:
- Photos of vehicle damage, skid marks, and weather conditions
- Contact and insurance details of all drivers involved
- Names and numbers of witnesses
- A copy of the police report
As listed in this post-car crash guidelines, documenting the scene thoroughly can make a critical difference in the outcome of your claim.
Speaking to Insurance Without Legal Advice
Insurance adjusters often contact accident victims quickly, hoping to secure recorded statements or encourage fast settlements. While they may sound helpful, their job is to minimize payouts. One of the most damaging mistakes after a car accident is speaking to insurers without consulting a car insurance lawyer.
Your attorney can handle communications, ensure your rights are protected, and prevent you from unintentionally saying something that harms your claim. Even casual remarks can be twisted into admissions of fault or downplayed injuries.
Ignoring Symptoms That Appear Later
Car accident injuries do not always surface immediately. Concussions, back injuries, and soft tissue damage may become apparent days or even weeks later. Ignoring these symptoms or failing to follow up with a doctor can weaken your case.
Always track new or worsening symptoms and seek treatment promptly. Please keep detailed notes of all medical visits, treatments, and pain levels. This documentation shows the progression of your injuries and supports your claim for ongoing care.
Posting on Social Media
In today’s digital age, social media activity can significantly impact a personal injury case. Posting photos, comments, or updates about your accident or recovery allows insurance companies to gather evidence against you. Even a simple photo of you attending a family event could be misinterpreted as proof that your injuries are less severe than claimed.
During your case, avoid sharing details of the accident, your medical condition, or your lifestyle. Adjust your privacy settings, but remember that nothing online is truly private. Your car crash lawyer will likely suggest you stay offline until the case is resolved.
Accepting a Lowball Settlement Offer
Another common mistake is rushing to accept the first settlement offer. Insurance companies often propose low figures, hoping you need fast cash. However, once you sign a release, you cannot pursue additional compensation, even if your medical bills increase later.
A seasoned car wreck attorney will evaluate the full value of your claim, including future medical care, lost wages, and long-term effects on your quality of life. With experienced legal guidance, you are less likely to fall victim to lowball offers.
FAQs
What should I do immediately after a car accident?
Move to a safe location, call 911, exchange information, and document the scene with photos. Avoid admitting fault or making speculative comments.
Can we wait a few days before seeing a doctor?
No. Delaying treatment can harm both your health and your ability to pursue a successful injury claim. See a doctor as soon as possible, even if you feel fine.
Should I talk to the other driver’s insurance company?
Not without legal advice. Insurance adjusters often try to use your statements against you. You can direct all communication through your attorney.
What if my injuries don’t show up for days?
Please document any symptoms immediately and seek medical attention. Inform your lawyer so the delayed injuries can be included in your claim.
Can I post about my accident online?
It’s best not to. Social media posts can be taken out of context and used to challenge your credibility.
How long do I have to file a claim in the state of Missouri?
Missouri’s statute of limitations for personal injury claims is generally five years; however, acting sooner ensures that evidence is preserved.
Car Accident Claim Mistakes to Avoid: Bottomline
Avoiding common mistakes after a car accident is crucial to protecting your health and ensuring a successful financial recovery. From seeking medical attention to avoiding premature settlements, every decision matters. Harper, Evans, Hilbrenner & Netemeyer have been guiding Mid-Missouri clients through these challenges for decades. We understand how insurers operate and know how to advocate for fair compensation.
If you’ve been involved in a collision, contact our office today. An experienced collision lawyer will review your case, explain your options, and help you avoid the pitfalls that can cost you the compensation you deserve.
You can call us at (573) 442-1660 or reach out online to schedule your free consultation.
