Uber & Lyft Accident Lawyers in Sioux Falls
Handling Rideshare Accident Claims for People in Need
Uber and Lyft are continuing to gain ground across the country as more
and more people use their rideshare services for daily commutes. With
so many rideshare drivers on the road at any given time, there is always
the inherent risk that you could get into a crash caused by one, or that
your Uber or Lyft driver could crash while you are in their vehicle. What
do you do if you are seriously injured in a rideshare accident? Who will
pay for your medical bills, lost wages, and more?
To understand your rights and options after a rideshare accident, connect
with Lowe Law Group and our team of Sioux Falls Uber and Lyft accident
attorneys. We are prepared to stand up for you if one of these rideshare
giants doesn’t want to accept any liability for your accidents.
Thanks to our decades of collective legal experience, we have the skills
and confidence needed to take on massive oppositions – and win when
matters the most.
(605) 777-7423 or
contact us online to speak to a member of our law firm.
Will Uber or Lyft Pay for Your Damages?
Uber and Lyft each classify their drivers as independent contractors, not
employees. This employment definition allows them to escape some liability
for the actions of their drivers, which can be problematic if you were
hurt by a rideshare driver. Although, both companies also offer sizeable
insurance policies that can apply to an accident caused by a driver using
their app. When the crash occurred and what the driver was doing will
significantly alter the coverage amount available through Uber or Lyft.
Uber and Lyft divide their coverage into three periods or stages:
Driver is not using the app: When a rideshare driver is not using the Uber or Lyft app, they are not
covered at all b the rideshare company’s insurance policy. At this
point, they are effectively the same as any other driver on the road.
If they cause an accident, then their auto insurance policy will need
to be used to pursue fair coverage and compensation.
Driver is looking for a fare: While a rideshare driver is using a rideshare app and is looking for a
fare, Uber and Lyft both provide some limited accident coverage. In most
situations, the insurance is equal to 50/100/25, but it only applies if
the driver’s insurance policy does not.
Driver has accepted a fare: After a rideshare driver has accepted a fare, whether they are en route
to pick up the passenger or they already have them in their car, the insurance
policy provided through Uber or Lyft improves dramatically. Both companies
have a $1-million third-party liability policy with additional coverages
for uninsured/underinsured motorist (UM/UIM) accidents and contingent
comprehensive and collision coverage.
If you were hurt while riding in an Uber or Lyft, then your accident should
be covered by the best insurance the two companies have to offer. If your
car was hit by a rideshare driver, though, then you will need to know
whether that driver had accepted a fare or even had the app on at all.
Why Hiring a Lawyer Makes Sense
The $1-million insurance policies offered by Uber and Lyft are great for
making certain injured parties get the necessary medical care and lost
wages they deserve after a crash. However, there is nothing to guarantee
that getting access to those coverages will be easy. Both corporations
have ample resources at their disposal, which can be used to distance
themselves from liability after one of their drivers causes a crash.
Going head-to-head with Uber’s or Lyft’s defense lawyers and
insurance adjusters is risky if you are not prepared to match them. By
hiring one of our Sioux Falls Uber and Lyft accident lawyers to represent
you and act on your behalf, you can instantly be ready for anything that
they throw at your case. Oftentimes, rideshare companies want to avoid
litigation and end a case in a confidential settlement. We know what to
say during settlement negotiations to preserve your claim and maximize
your damages. Everything we do is meant to reach one goal: getting you
every last penny of compensation possible.
free consultation to discuss your Uber or Lyft accident with our team.